| Term | Personal loan | Business loan |
|---|---|---|
| APR range | 5.95%–35.99% | 7.95%–32.99% |
| Amount | $2,000–$100,000 | $10,000–$250,000 |
| Term | 2–180 months | 6–84 months |
| Origination fee | None | None |
| Prepayment penalty | None | None |
| Late fee | $25 or 5%, whichever is greater | $25 or 5%, whichever is greater |
| Funding time | As fast as 1 business day | As fast as 2 business days |
Representative example
A $20,000 personal loan with a 60-month term and an APR of 17.99% would result in 60 monthly payments of $508. Total amount repaid: $30,480, of which $10,480 is interest. This example assumes no origination fee.
Your rate will differ. Rates are set by creditworthiness, income, loan amount, term, and state of residence. The lowest advertised rate is available only to applicants with the strongest credit profiles.
Debt relief program fees
Program fees are separate and structured differently: 15%–25% of enrolled debt, charged only after a settlement is reached and approved by you. No advance fees are charged for debt relief services. Fees vary by state. See full program disclosures.
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