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Disclosures

Everything required, in one place, rather than scattered across footers.

Two people calmly organizing household mail together — Clear numbers.Human decisions.

Attorney review required before launch. This page is structured to hold the disclosures this business model requires, but the specific language and the state-by-state variations must be drafted or approved by counsel practicing in consumer finance and debt relief. Do not launch with placeholder figures in place.

Entity and licensing

Golden Rise Capital is a d/b/a of Golden Rise Capital, LLC, NMLS #2759539, 2081 Business Center Drive #285, Irvine, CA 92612. Consumer lending licensed in Utah (NMLS #2759539). Debt relief services offered in Utah. This site is directed at residents of the United States only.

Lending

All loans subject to underwriting, verification, and credit approval. Not all applicants qualify. APRs from 5.95% to 35.99%; amounts $2,000–$100,000; terms 2–180 months; no origination fees. Lowest advertised rates require the strongest credit profiles. Representative example: $20,000 at 17.99% APR over 60 months = 60 payments of $508, total repaid $30,480. No prepayment penalty.

Debt relief programs

Golden Rise Capital does not assume your debts, make payments to creditors, or provide tax, bankruptcy, accounting, legal, or credit repair advice. Programs administered directly by Golden Rise Capital, LLC — there is no separate third-party administrator.

Clients completing all program payments resolve approximately 45% of enrolled debt on average before fees. Fees 15%–25% of enrolled debt, varying by state, charged only after a settlement is reached and approved by the client. Programs run 24–48 months. Clients must accumulate at least 25% of an enrolled debt before a bona fide settlement offer is made; first settlements typically occur within 4–6 months.

Not all clients complete the program. Estimates reflect prior results and may not match yours. No guarantee is made that debts will be resolved for any specific amount, percentage, or timeframe. Use of debt relief services will likely adversely affect your credit. You may face collections or litigation, and balances may increase from interest and fees. Forgiven debt may be taxable. Clients may withdraw at any time without penalty and receive all funds in their dedicated account other than amounts already earned by the company or paid to third parties. Certain debts and creditors are ineligible. Read all program materials before enrolling.

Communications and consent

By providing your phone number you consent to be contacted by Golden Rise Capital at that number, including by automatic telephone dialing system, prerecorded message, and SMS, regarding your inquiry. Consent is not a condition of any purchase or of receiving services. Message frequency varies; message and data rates may apply. Reply STOP to opt out, HELP for help. Calls may be monitored or recorded for quality assurance and training.

Statistics and sourcing

Every statistic published on this site is drawn from describe the internal data set, period covered, and population — STILL PENDING, do not launch until this is filled in with real figures. Figures represent averages across clients meeting the stated conditions and are not predictions of individual results. Where a figure is derived from a third party, the source is named at the point of use.