APR range
APRs range from 5.95% to 35.99%. Your rate depends on creditworthiness, loan amount, term, verified income, and underwriting.
Rates and terms
The monthly payment is only half the story.
Review APR, term, total repayment, fees, and qualification assumptions together before accepting a loan.
Approval
All loans are subject to application, verification, underwriting, and credit approval. Not every applicant qualifies for the lowest advertised rate.
Terms and total cost
A longer term may reduce the monthly payment while increasing total interest. Review the full payment schedule and total repayment before accepting.
Availability
Loan products and terms are not available in all states. Golden Rise Capital, LLC is a licensed lender, NMLS #2759539.
Full rate table
Personal loan: APR 5.95%–35.99%, amount $2,000–$100,000, term 2–180 months, no origination fee, no prepayment penalty, late fee $25 or 5% (whichever is greater), funding as fast as 1 business day. Business loan: APR 7.95%–32.99%, amount $10,000–$250,000, term 6–84 months, no origination fee, no prepayment penalty, late fee $25 or 5%, funding as fast as 2 business days. Program fees for debt relief are separate: 15%–25% of enrolled debt, charged only after a settlement is reached and approved by you.
See your numbers clearly